Long-term rental financing

DSCR Rental Loan

Financing for stabilised rental property, assessed on what the asset earns.

What It Is

A DSCR loan is underwritten primarily on the property's income rather than your personal earnings. For investors holding rental property, that keeps the focus where it belongs: on whether the asset services the debt. It suits portfolios, cash-out refinances on stabilised property, and buyers who want long-term financing on an income-producing asset.

Who It Suits

Investors buying or refinancing stabilised rental property
Owners releasing equity from an income-producing asset
Borrowers building a portfolio of rental properties
Investors whose personal income does not reflect the asset's performance

Assessed On The Asset

The property's rental income leads the assessment.

Held For The Long Term

Structured for holding rather than a short project cycle.

Portfolio Friendly

Works for a single property or a growing group of them.

A direct path forward

From opportunity to closing in three focused stages.

Share the opportunity

Tell us about the property, requested financing, timeline, experience, and exit plan.

Shape the strategy

Apex reviews the deal, identifies a suitable program strategy, and clarifies expectations and trade-offs.

Execute toward closing

We help coordinate the flow of information and stay engaged as diligence and documentation progress.

Application

Tell Us About The Deal

The more detail you give, the faster we can come back with something useful. Everything is reviewed by a person.