Capital-focusedRelationship-firstBuilt for execution

Ground-up construction

New Construction Loan

Capital for building from land or plans through to a completed asset.

All loan programs

What It Is

Ground-up construction financing funds the build as it happens. Land or lot cost, the construction budget and the finished value are assessed together, and money is released against progress rather than in one lump. Because construction carries execution risk, the sponsor's track record matters as much as the project itself.

Who It Suits

  • Builders developing on land they already own
  • Sponsors acquiring a lot and building on it
  • Developers working on infill projects
  • Experienced operators with completed ground-up work behind them
01

Funded In Stages

Capital released against construction progress.

02

Land And Build Together

Lot cost and construction budget assessed as one.

03

Track Record Counts

Your completed projects form part of the picture.

A direct path forward

From opportunity to closing in three focused stages.

01

Share the opportunity

Tell us about the property, requested financing, timeline, experience, and exit plan.

02

Shape the strategy

Apex reviews the deal, identifies a suitable program strategy, and clarifies expectations and trade-offs.

03

Execute toward closing

We help coordinate the flow of information and stay engaged as diligence and documentation progress.

Application

Tell Us About The Deal

The more detail you give, the faster we can come back with something useful. Everything is reviewed by a person.