Capital-focusedRelationship-firstBuilt for execution

Short-term project capital

Fix & Flip Loan

Financing for buying, renovating and exiting a property inside a defined timeline.

All loan programs

What It Is

A fix and flip loan is built around the work you are doing to a property, not just the property as it stands. We look at the purchase, the scope of the renovation, what the finished asset should be worth, and how you plan to exit. Funding is structured so the money is there when the project needs it, and the terms reflect the plan rather than a fixed template.

Who It Suits

  • Investors acquiring a property to renovate and resell
  • Operators refinancing a project already underway
  • Sponsors who need renovation costs funded alongside acquisition
  • Repeat borrowers running several projects at once
01

Structured Around The Scope

Purchase, rehab budget and expected finished value are assessed together.

02

Built For A Timeline

Terms are set against the project schedule and the exit you have planned.

03

Direct Decisions

You deal with people who understand renovation work, not a call centre.

A direct path forward

From opportunity to closing in three focused stages.

01

Share the opportunity

Tell us about the property, requested financing, timeline, experience, and exit plan.

02

Shape the strategy

Apex reviews the deal, identifies a suitable program strategy, and clarifies expectations and trade-offs.

03

Execute toward closing

We help coordinate the flow of information and stay engaged as diligence and documentation progress.

Application

Tell Us About The Deal

The more detail you give, the faster we can come back with something useful. Everything is reviewed by a person.