Common questions
Start With Clarity.
Every financing request has its own details. These answers outline the starting point; a direct conversation fills in the rest.
What types of borrowers does Apex work with?
We are built for real estate investors, operators, and developers seeking business-purpose financing. Each opportunity is reviewed on its own merits.
How fast can I get funded?
Qualified transactions with complete documentation can fund in as fast as 15 days.
Are first-time investors eligible for Fix & Flip financing?
Yes. First-time investors are welcome.
Is personal income verification required for a DSCR loan?
DSCR programs do not require traditional employment or personal-income verification.
Are short-term rental properties eligible for DSCR financing?
Yes. DSCR financing is available for eligible short-term and vacation-rental properties.
Can a ground-up construction loan cover the entire construction budget?
Up to 100% of the construction budget may be covered, subject to underwriting.
Does submitting an inquiry guarantee financing?
No. An inquiry begins the evaluation process and is not a financing approval. Availability, pricing, leverage, and terms remain subject to eligibility, complete review, and final approval.
All financing programs, rates, leverage, terms, and closing timelines are subject to lender guidelines, underwriting approval, property eligibility, satisfactory due diligence, and borrower qualifications. A preliminary review or quote is not a commitment to lend.